Overview: Collection Defense
How The Fair Debt Collection Practice Act Affects You
If you have debt collectors calling you at all hours of the day and night, you probably feel humiliated, upset and angry. You do not have to put up with this. In fact, you have the law on your side. The Fair Debt Collection Practice Act was established by Congress in 1978 to protect debtors from being subjected to threatening phone calls and underhanded methods of debt collection by the companies that have been hired to recover debts. If you are being subjected to harassment from debt collectors,
contact our firm today. We have experience in handling all kinds of cases involving personal finance, and we can help you put an end to the harassing and degrading treatment. The FDCPA protects consumers from many inappropriate behaviors from debt collectors. They may not:
- Call you early in the morning or late at night.
- Make incessant calls.
- Say they are an attorney when they are not.
- Make threats they cannot support, such as threatening to sue you or put you in jail.
- Speak rudely about late payments.
- Talk to your neighbors about your debt other than determining your location.
- Speak to your co-workers about your debt.
- Contact your employer about your debt and ask questions.
- Put a notice in the newspaper about your failure to pay them.
- Call you directly once you have notified them that you are represented by an attorney.
There are many other behaviors that are prohibited. If you feel your rights are being infringed upon by a debt collector, contact an attorney today.
Stop Creditor Harassment
At Price Law Group, we can help you handle the debt collectors who are calling you night and day. There are many options available to protect you from these circumstances. If you are represented by an attorney, a debt collector may no longer contact you personally. They must go through your attorney. We can help put an end to the harassment so your life can go back to normal. If you are struggling under a large amount of debt, you may want to consider filing for bankruptcy. When you file for bankruptcy, you will have your
debt discharged, and no longer have to put up with the harassing phone calls from debt collectors, or the struggle of financial burden. We have over 20 years of experiences helping our clients with their bankruptcies and other legal matters. Contact us today for help.