Fresno Bankruptcy Attorney Live Chat Software
Fresno Bankruptcy Lawyer Make Payment Here Search
Debt Relief Law Firm BBB
Speak with an attorney now Success Stories News & Events
Free Case Evalutation
What Debts Are You Struggling With?
(Check all that apply)
Job Loss
Please Estimate Your Total Unsecured Debt: (Do Not Include your Mortgage, Auto
Loans, or Student Loans)
Total Debt $:
(250 Max Characters)

How Did You Hear About
Price Law Group?
Call Today 866-210-1722 Google Plus Pinterest

Victims of Creditor Abuse

Learn Your Rights!

Due to recent national economic woes, individuals throughout California and across the United States have suffered substantial financial hardship. As a result, many have fallen behind on car payments, credit card bills, mortgage payments and other debts. While creditors have a legal right to attempt to collect these debts, they do not have the right to engage in creditor abuse to achieve their debt collection. If you are being unlawfully harassed by a creditor, it is critical that you enlist the services of a lawyer who can take immediate action to protect your rights and stop further abuse.

There are many different actions a creditor may take that can be considered abuse such as using obscene language, insults or racial slurs, threats of harm or violence, posing as an attorney or court official, collecting family or friends to collect the debt, and even attempting to collect a debt despite the fact that the debtor does not owe anything. These unethical practices are a clear violation of California creditor harassment laws as well as the National Fair Debt Collection Practices Act, and the creditors who commit these acts should be held accountable for their actions.

National Fair Debt Collection Practices Act

This act is listed as 15 U.S.C. Sections 1692-1692p. Because of the abundant evidence that there is abuse of common debt collection practices, existing laws needed to be changed. One of the provisions is that debt collectors must identify themselves as such before they seek to gain any information as to the location of the debtor. They are not allowed to say to any other party except the debtor themselves that the individual owes a debt. This is confidential information. This act protects debtors from being contacted at odd hours of the day or in unusual places. The time frame for acceptable calls is from 8am to 9pm. Creditors are not allowed to use threats or any other criminal means to obtain a debt: this includes profanity, libel and other violence. To read this act in full, click here.

Price Law Group has a deep understanding of creditor harassment laws and can take the necessary action to halt further attempts to collect a debt by the abusive creditor. Their attorneys may lawfully represent clients in communication with creditors to provide a much-needed buffer and force creditors to act appropriately or suffer immediate consequences. Additionally, the firm can provide advice regarding debt settlement resolutions for loan modification, short sale negotiations and more. Protect yourself from abusive creditors with the support of Price Law Group, serving Fresno for over 20 years.

Debtor Courses
Credit Counseling & Debtor Education
Bankruptcy FAQ
Benefits of Bankruptcy
Chapter 13
Chapter 7
Collection Defense
Creditor Abuse
Debt Settlement
Discharge Your Debt
Do I Qualify For Bankruptcy?
Estate Planning
Fair Debt Collection Practices Act
Foreclosure Prevention
How Can I Save My Home?
How Much Does Bankruptcy Cost?
Insurance Settlement
Life After Bankruptcy
Short Sale Negotiation
Tax Resolution
Wage Garnishment
What Is FDCPA?
Debt Relief Agency

Attorney Web Design