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How is Life After Bankruptcy?

Repairing Your Credit

Contrary to popular belief, bankruptcy does not have to be the end of your financial independence. Actually, filing for bankruptcy can help you discharge all your debts, and with careful financial planning, and credit repair, your can be in a better financial position than you were before. Struggling under a large amount of debt makes it impossible to gain any headway. Interest charges, late fees and penalties, fees for exceeding your credit limit, and more, continue to add up month after month putting you more and more in debt. Bankruptcy may be the relief you are looking for, and once your debt has been discharged, you will be able to start fixing your credit and getting your finances back on track. If you are interested in learning about life bankruptcy, contact the legal team from our firm today to discuss your options.

Repairing your credit can take as short a period of time as 9 months to a year. You can also check your credit score and make sure there is not incorrect information listed on your report. If there is, you have the right to contact the credit bureaus and make them remove it. After bankruptcy, you will want to make a strict monthly budge and stick to it. It will be essential that you pay your monthly bills on time and make sure you don't fall behind on anything. After a few months, it may be advisable to open up a credit card with a small credit limit, and to pay it off in full every month. A secured credit card can help you build your credit back up and put you back in a good place financially. An attorney from our firm will be there to help you every step of the way, and make sure you are making the right moves to help your credit rating. Life after bankruptcy can be easy to maneuver with the proper legal help.

A Fresh Start to Build Upon

At Price Law Group, we understand how scary it can be to file for bankruptcy. You are probably worried about the stigma that goes along with having a bankruptcy on your record. However, if you are struggling with debt, you may not have many other options. You will feel liberated having your debt discharged, and it is not that difficult to repair your credit. Whether you filed for Chapter 7 bankruptcy, or Chapter 13 bankruptcy, an attorney from our firm can help you plan for the future by helping you with your budget and making sure are back on track financially. We have over 20 years of experience in bankruptcy law, and we understand all aspects of the process from start to finish. Contact our firm today for help with your bankruptcy, including rebuilding your financial reputation after the bankruptcy is complete.

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